You Deserve Affordable Healthcare

Let Us Guide You Through 2026 Open Enrollment

Healthcare costs shouldn’t stand between you and essential care. If you’re uninsured or struggling to afford coverage for new and ongoing medical needs, our Insurance Advocates will help. We’ll ensure you find personalized solutions through the ACA Marketplace or COBRA and see if you qualify for our Sponsorship Program.


Open Enrollment is your opportunity for better healthcare. Request a callback today to get started.

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Learn How It Works

🔒 HIPAA Compliant

✅ Certified Advocates

🏥 Trusted by 1700+ Hospitals

💰 Dedicated Income Available

For coverage starting January 1st, enroll by December 15th

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For coverage starting January 1st, enroll by December 15th.

Support That Leads to Coverage

​​From Assessment to Enrollment, We’re With You Every Step

We use a simple, stress-free process:

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Quick Assessment

Complete a prescreening by requesting a callback or calling us at 800-304-4005.

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Marketplace Enrollment

If you meet our initial screening criteria, a certified Application Counselor will guide you through the entire Marketplace Open Enrollment process.

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Sponsorship

If you’ve had a recent hospital visit, are currently uninsured, or struggling to manage coverage premiums, we may be able to provide financial assistance so you can cover your healthcare expenses.

See If I Qualify

Choose an Advocate That Puts Your Health First

When you partner with HealthFund Solutions, you get lasting support.

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Dedicated Income

We offer premium payment assistance by providing dedicated income to patients with ongoing medical care

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Expert Guidance

Our certified Insurance Advocates will help you find a healthcare plan that matches current and estimated treatment needs for the year

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Fast Enrollment

Secure coverage quickly with our simple 3-step process. Once enrolled, your coverage will begin at the start of the benefit year

Could you be paying less for health insurance?
​Calculate your health insurance subsidy in 60 seconds!

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We sponsor healthcare without credit checks or repayment obligations, advocating directly for patients so they can focus on receiving the essential care they deserve.

Contact Us: Our dedicated support team is available Monday-Friday, 8 AM-5 PM ET to answer your questions.

Hear From Our Program Participants

Real success stories from people who found affordable healthcare through our Sponsorship Program.

For the past year, as I’ve battled a rare form of leukemia with chemotherapy and a bone marrow transplant, HealthFund Solutions stepped into the battle with me, providing a robust insurance package to cover my medical needs. HealthFund Solutions has been a tremendous blessing.

Jennifer P.

At the beginning of my health journey, I was suffering and in pain almost every day. … I found you, and you swept in to save me like a superhero and took care of my medical bills. I thought I would have been stuck with my ventral hernia and the blood in my stomach for several years. For the first time in years, I have endless amounts of hope than I probably ever had.

Brittany W.

I’m still seeing several specialists, struggling with several conditions, and will be needing several surgical procedures in the coming year that I’d otherwise have no way of affording. It’s such a humongous relief to not have to worry about being able to pay plan premiums and to know that I’ll be able to get the care I need. It’s difficult to express just how grateful I am.

Sharon

I just wanted to share my gratitude for all that you are doing on behalf of my uncle. Words will never be enough to say, ‘Thank you.’ You have provided such great customer service over the past few weeks by giving daily updates and checking in many times throughout the day. You and I have never met—neither my uncle—so I am taken back by your caring soul and how you always go the extra mile.

Daila E.

I was diagnosed with cancer and had to have several surgeries.  I feel so blessed to have received the health insurance with the assistance of HealthFund Solutions.  I am now on my second round of Chemo and have another surgery soon.  I feel so very blessed to have your help. 

Zusana

I am a widow that came down with cancer and could not afford expensive insurance, HealthFund Solutions helped me with the financial assistance I needed so I could get the coverage I needed.

Kris

This program was the only way I was able to get insurance. HealthFund Solutions was very instrumental in getting the coverage I needed and being able to start my treatments. I can’t thank you enough.

Robert

Your program saved my life. It wasn’t that long ago that my future looked bleak with all the health problems I had. I was always sick and spent more time in hospitals than I did at home. Thank you, you have given me back my life!

Loren

Frequently Asked Questions

Who is HealthFund Solutions?

HealthFund Solutions is an advocate for the uninsured and underinsured patient population. Our goal is to help patients secure insurance coverage and ensure that patients are able to receive health care without worrying about their insurance premium payments.

What is Open Enrollment?

Open Enrollment is the annual period where individuals can purchase an Affordable Care Act (ACA)-approved health insurance policy through the Health Insurance Marketplace (HealthCare.gov or a state marketplace, if applicable). 


Qualifying individuals can explore affordable, comprehensive policies and potentially qualify for tax credits to further reduce monthly premiums and out-of-pocket healthcare costs.

How long after Open Enrollment does coverage begin?

In most states, Open Enrollment begins November 1st and runs through January 15th. Healthcare coverage for individuals who enroll before December 15th will begin January 1st of the upcoming benefit year. Those enrolling after December 15th will have active coverage on February 1st of the calendar year.

What if Open Enrollment is missed?

Once the Open Enrollment deadline passes, individuals may only purchase health insurance during a Special Enrollment Period (SEP). Life events that qualify for a SEP include: 

  • No longer qualifying for Medicare, Medicaid, or the Children’s Health Insurance Program (CHIP) 
  • Loss of employer-sponsored coverage 
  • Moving outside of your current plan’s service area 
  • Changes in household (marriage/divorce, having a baby or adopting a child, a family member passing away, or aging off a parent’s plan at age 26) 
  • Being released from incarceration 
  • Becoming a U.S. citizen 

Those who don’t qualify for a SEP must either wait until the next Open Enrollment period or explore alternative insurance options. It’s crucial to participate in Open Enrollment to prevent lapses in coverage that could result in delayed care or financial hardship due to medical debt.

What is COBRA coverage?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal initiative that allows eligible former employees and their dependents to continue with an employer-sponsored group health plan after a job loss, furlough, or qualifying life event. COBRA coverage generally lasts 18 months, though it may extend to 36 months in certain circumstances. To qualify for COBRA, individuals must: 


  • Have received health insurance through an employer who employs at least 20 individuals 
  • Experienced a qualifying event, such as job termination (for reasons other than gross misconduct) or reduced work hours, divorce or legal separation, death of the employee, or a child turning 26 


Following a qualifying event, the employer or health plan administrator will send out a COBRA election notice. Individuals then have 60 days to enroll in the program. Healthcare coverage can then be backdated to the date of job loss as long as plan premiums are up to date.


Learn more about COBRA Continuation Coverage

How does the HFS sponsorship program work?

HealthFund Solutions provides sponsorship to patients with ongoing financial and medical needs. Patients with scheduled surgeries or that require ongoing healthcare treatments can continue receiving essential care advised by their providers to ensure no need goes unmet.


Once you meet our initial screening criteria, a certified Insurance Advocate will help you secure a Marketplace policy that fulfills your current and anticipated health needs for the upcoming year. HealthFund Solutions will then provide dedicated income and Sponsorship support throughout the benefit year.

Is the Sponsorship Program really free?

No repayment is required, ensuring patients can focus solely on their health needs and recovery without accumulating medical debt. No credit check is required

What are the qualifications for premium assistance?

HealthFund Solutions’ qualification process considers financial and medical needs. If eligible, an Insurance Advocate will meet with you, review your case, and determine the scope of individual healthcare needs for the calendar year.

What do candidates need to provide during screening?

During screenings, Insurance Advocates will request:

  • Demographic information
  • Proof and details of monthly income
  • Clear explanations of medical conditions, diagnoses, potential procedures needed, and treatment options recommended by healthcare professionals
  • One or more forms of photo ID

Additional information may be required, and the Insurance Advocate will guide you through the process.


Do individuals with disabilities or preexisting conditions qualify?

Guidelines established by the U.S. Department of Health and Human Services prohibit health insurance companies from denying coverage, increasing premiums, or limiting care based on preexisting conditions. Individuals with disabilities may qualify for Marketplace coverage during Open Enrollment, even if their Social Security Disability Insurance (SSDI) application is pending or awaiting approval. Applicants must state their disability status when applying so the state Marketplace can assess Medicaid eligibility. If Medicaid coverage is denied due to income or disability criteria, individuals may still enroll in a Marketplace health insurance policy.

Let’s Find a Path Forward Together

Our Insurance Advocates are ready to guide you through Open Enrollment. If you have questions or would like more information, call 800-304-4005 today to begin.

HealthFund Solutions
3191 Maguire Blvd, Suite 100
Orlando, FL 32803

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